/* ============================================================
   MASAKA VIEWS MORTGAGE PRE-SCREEN — STYLES
   ============================================================ */

:root {
  --color-primary: #1e5631;
  --color-primary-dark: #143f23;
  --color-accent: #c9a24b;
  --color-bg: #f5f7f4;
  --color-card: #ffffff;
  --color-text: #1f2a24;
  --color-muted: #6b7a71;
  --color-border: #e1e6e2;
  --color-success-bg: #e6f4ea;
  --color-success-text: #1e5631;
  --color-danger-bg: #fdecec;
  --color-danger-text: #a4262c;
  --color-warning-bg: #fff6e0;
  --color-warning-text: #8a5a00;
  --radius: 10px;
  --shadow: 0 2px 10px rgba(0, 0, 0, 0.06);
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  background: var(--color-bg);
  color: var(--color-text);
}

.page {
  max-width: 1100px;
  margin: 0 auto;
  padding: 32px 20px 60px;
}

.lang-toggle {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-bottom: 20px;
}

/* ---------------- Intro / consent screen ---------------- */

.intro-overlay {
  position: fixed;
  inset: 0;
  background: var(--color-bg);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  z-index: 1000;
  overflow-y: auto;
}

.intro-card {
  background: var(--color-card);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  max-width: 640px;
  width: 100%;
  padding: 32px 36px;
  margin: auto;
}

.logo-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  margin-bottom: 18px;
  flex-wrap: wrap;
}

.logo-img {
  height: 32px;
  width: auto;
  object-fit: contain;
}

.intro-card h1 {
  color: var(--color-primary-dark);
  font-size: 1.5rem;
  margin: 4px 0 18px;
  text-align: center;
}

.lang-select-label {
  text-align: center;
  font-weight: 600;
  color: var(--color-muted);
  font-size: 0.85rem;
  margin: 0 0 10px;
}

.intro-subheading {
  color: #fff;
  background: var(--color-accent);
  display: inline-block;
  padding: 6px 14px;
  border-radius: 6px;
  font-size: 1rem;
  font-weight: 700;
  margin: 0 0 10px;
}

.intro-card p {
  line-height: 1.6;
  color: var(--color-text);
  margin: 0 0 16px;
}

.intro-divider {
  border: none;
  border-top: 1px solid var(--color-border, #d8d8d8);
  margin: 0 0 16px;
}

.intro-card .intro-closing {
  font-weight: 600;
  color: var(--color-primary-dark);
}

.btn-primary {
  display: block;
  width: 100%;
  background: var(--color-primary);
  color: #fff;
  border: none;
  border-radius: 8px;
  padding: 14px 20px;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  margin-top: 8px;
}

.btn-primary:hover {
  background: var(--color-primary-dark);
}

.lang-btn {
  border: 1px solid var(--color-border);
  background: #fff;
  color: var(--color-text);
  padding: 7px 16px;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
}

.lang-btn.active {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: #fff;
}

.header {
  text-align: center;
  margin-bottom: 32px;
}

.header h1 {
  color: var(--color-primary-dark);
  margin: 0 0 8px;
  font-size: 2rem;
}

.subtitle {
  color: var(--color-muted);
  margin: 0;
  font-size: 1.05rem;
}

.cta-row {
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 20px;
}

.btn-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 20px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  cursor: pointer;
  transition: background 0.15s ease;
}

.btn-cta-primary {
  background: var(--color-accent);
  color: #fff;
}

.btn-cta-primary:hover {
  background: #b38d3c;
}

.btn-cta-whatsapp {
  background: #25d366;
  color: #fff;
}

.btn-cta-whatsapp:hover {
  background: #1ebe5a;
}

.whatsapp-icon {
  flex-shrink: 0;
}

.layout {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 24px;
  align-items: start;
}

@media (max-width: 860px) {
  .layout {
    grid-template-columns: 1fr;
  }
}

.card {
  background: var(--color-card);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 28px;
}

.form-section {
  margin-bottom: 28px;
}

.form-section:last-child {
  margin-bottom: 0;
}

.form-section h2 {
  font-size: 1.05rem;
  color: var(--color-primary-dark);
  margin: 0 0 14px;
  border-bottom: 2px solid var(--color-border);
  padding-bottom: 8px;
}

label {
  display: block;
  font-size: 0.9rem;
  font-weight: 600;
  margin: 14px 0 6px;
}

select,
input[type="number"],
input[type="text"] {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  font-size: 0.95rem;
  background: #fff;
  color: var(--color-text);
}

select:focus,
input:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(30, 86, 49, 0.12);
}

.checkbox-row {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 500;
  margin: 14px 0 4px;
}

.checkbox-row input {
  width: auto;
}

.radio-group {
  border: none;
  padding: 0;
  margin: 14px 0 4px;
}

.radio-group legend {
  font-size: 0.9rem;
  font-weight: 600;
  padding: 0;
  margin-bottom: 6px;
}

.radio-group label {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 500;
  margin: 0 20px 0 0;
}

.radio-group input {
  width: auto;
}

.bank-radio-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.bank-option {
  display: flex !important;
  align-items: flex-start;
  gap: 10px;
  margin: 0 !important;
  padding: 12px 14px;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  cursor: pointer;
  transition: border-color 0.15s ease, background 0.15s ease;
}

.bank-option:hover {
  border-color: var(--color-primary);
}

.bank-option:has(input:checked) {
  border-color: var(--color-primary);
  background: rgba(30, 86, 49, 0.06);
}

.bank-option input[type="radio"] {
  margin-top: 4px;
  flex-shrink: 0;
}

.bank-option-text {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.bank-option-name {
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-text);
}

.bank-option-terms {
  color: var(--color-muted);
  font-size: 0.8rem;
}

.hidden {
  display: none !important;
}

.line-item {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-top: 14px;
  font-size: 0.95rem;
}

.line-item.muted {
  color: var(--color-muted);
  font-size: 0.88rem;
}

.note {
  color: var(--color-muted);
  font-size: 0.8rem;
  margin: 8px 0 0;
}

/* ---------------- Results ---------------- */

.results-card {
  position: sticky;
  top: 20px;
}

.results-card h2 {
  margin-top: 0;
  color: var(--color-primary-dark);
}

.result-highlight {
  display: flex;
  flex-direction: column;
  gap: 4px;
  background: var(--color-primary);
  color: #fff;
  padding: 18px 20px;
  border-radius: var(--radius);
  margin-bottom: 16px;
}

.result-label {
  font-size: 0.85rem;
  opacity: 0.85;
}

.result-value {
  font-size: 1.9rem;
  font-weight: 700;
}

.approval-banner {
  padding: 14px 16px;
  border-radius: 8px;
  font-weight: 600;
  margin-bottom: 16px;
  background: var(--color-border);
  color: var(--color-text);
}

.approval-banner.approved {
  background: var(--color-success-bg);
  color: var(--color-success-text);
}

.approval-banner.rejected {
  background: var(--color-danger-bg);
  color: var(--color-danger-text);
}

.warning {
  background: var(--color-warning-bg);
  color: var(--color-warning-text);
  padding: 12px 14px;
  border-radius: 8px;
  font-size: 0.88rem;
  margin-bottom: 16px;
}

.details-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
  margin-bottom: 18px;
}

.details-table td {
  padding: 8px 0;
  border-bottom: 1px solid var(--color-border);
}

.details-table td:first-child {
  color: var(--color-muted);
}

.details-table td:last-child {
  text-align: right;
  font-weight: 600;
  white-space: nowrap;
}

.disclaimer {
  font-size: 0.78rem;
  color: var(--color-muted);
  line-height: 1.5;
  margin: 0;
  white-space: pre-line;
}

.btn-calculate {
  margin-top: 28px;
}

/* ---------------- Qualified CTA ---------------- */

.qualified-cta {
  background: var(--color-success-bg);
  border: 1px solid rgba(30, 86, 49, 0.15);
  border-radius: var(--radius);
  padding: 20px 22px;
  margin-bottom: 16px;
}

.qualified-cta-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}

.qualified-cta-icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--color-accent);
  color: var(--color-primary-dark);
  display: flex;
  align-items: center;
  justify-content: center;
}

.qualified-cta-eyebrow {
  margin: 0;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--color-primary-dark);
}

.qualified-cta-subtitle {
  margin: 2px 0 0;
  font-size: 0.85rem;
  color: var(--color-muted);
}

.qualified-cta-heading {
  margin: 0 0 10px;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-primary-dark);
}

.qualified-cta-body {
  margin: 0 0 16px;
  font-size: 0.9rem;
  color: var(--color-muted);
  line-height: 1.55;
}

.btn-qualified-primary {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  background: var(--color-accent);
  color: #fff;
  text-decoration: none;
  font-weight: 700;
  font-size: 0.9rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  padding: 14px 18px;
  border-radius: 8px;
  margin-bottom: 14px;
  transition: background 0.15s ease;
}

.btn-qualified-primary:hover {
  background: #b38d3c;
}

.qualified-cta-secondary {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  text-decoration: none;
  font-weight: 600;
  font-size: 0.88rem;
  color: var(--color-primary);
  margin-bottom: 10px;
}

.qualified-cta-secondary:hover {
  text-decoration: underline;
}

.qualified-cta-footnote {
  margin: 0;
  font-size: 0.75rem;
  color: var(--color-muted);
  text-align: center;
}

.footer {
  text-align: center;
  color: var(--color-muted);
  margin-top: 40px;
  font-size: 0.85rem;
}